4 Reasons You Need Auto Insurance

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4 Reasons You Need Auto Insurance 

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For auto owners, the insurance could be mandatory. The question is, do you really need? Well, here are some reasons how auto insurance can protect journey, life, and also save your money. 

More efficient 

According to data from the Traffic Police Corps of the Republic of Indonesia, in 2013 the number of accidents recorded 21 304 units of passenger autos, freight autos while autorying 21 335 units. Data was most probably an accident were recorded and some of them are fatal accidents that cause fatalities. Then, what about small accidents like auto only grazed, hit a fence, or other. 

Well, by having auto insurance, then small incidents like that too will be covered by your insurance. Imagine if you do not have insurance and have to bear the cost of it's own? So, it is better to pay at the beginning with a certain amount, than you have to bear alone without being able to predict how much it will cost. 

Save time and assisted by experts 

Imagine, if your auto had an accident, and at the same time you do not have auto insurance. One thing is for sure you have to take autoe of everything yourself? The incident will be different story if you have auto insurance. Because, you just pick up the phone, contact your broker or insurance agent that you have, and everything will be taken autoe of. Easy is not it? Starting from the claims process until the problem is finding the right repair shop, will be resolved quickly and easily.


Driving quieter 

Handalnya matter how you drive, the highway can not be predicted. Therefore, it is possible if an accident occurs as a result of driving errors of others. Or, it could be your auto affected by natural disasters. Nowadays, many owned by the expansion of coverage auto insurance in Indonesia, including natural disasters. There is also coverage of a riot, that if your vehicle is impaired as a result of the riots, sabotage, work blockage, terrorism and looting. Losses on the issue, will be covered by insurance if you join this insurance. You never know when an accident is unavoidable. Therefore, auto insurance is there to protect you from a variety of possible scenarios. 

Protect other motorists
Remember, in the auto insurance also are insured for third parties. That is, if you crash into another vehicle, then the vehicle you hit will be covered by your insurance. However, there is a certain limit, and the cause of the accident must be free of conditions that may invalidate a claim exception.


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