Smart Tips Choosing Car Insurance

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Smart Tips Choosing Car Insurance

You're looking for and confused in choosing a car insurance?, Maybe these tips can be a little into consideration not forget I attach information / offer car insurance to be a mother / father learned:
Smart Tips Choosing Car Insurance
1. Quality:

Make sure beforehand that insurance will diipilih including insurance categories have got prediket Best General Insurance, Indonesian Best Brand Award, Indonsian Customer Satisfaction Award. Because with this certification has been clearly shown that such insurance is reliable, trustworthy, and proved to be responsible for serving customers claim.Smart-Tips-Choosing-Car-Insurance

2. Cost Own Risk:
Smart Tips Choosing Car Insurance
Sometimes back and forth to the garage insurance is also something that makes lazy customers, especially some insurers apply the system to claim the fee payment OR (Own Risk) or the risk itself was average Rp.200.000.- there are on a per incident, per collision, and so of course it makes you burdened with having to much to pay a claim for pay OR if frequent back and forth to the garage insurance is not necessarily the result of the work shop to satisfy customers as done by the workshop mock or non-authorized.

3. The process of Claim: Smart Tips Choosing Car Insurance

When the insurance claims process should be observed to advance, there are some auto insurance claim process customer receives a convoluted one should have to be the one that was waiting surveyornya ready lah, sometimes have to argue first was when surveyed. Yet sometimes it takes a few days just to wait SPK (Work Order) issued by the insurance company so that the workshop could fix our car. Things like this sometimes overlooked and many customers feel tebuang time just to wait for a piece of paper / letter. Leave this process as outdated, you should select an uncomplicated insurance when a claim, fast less than 30 minutes SPK already in your hand so that you live determine to when to insurance workshop.
Smart Tips Choosing Car Insurance
4. Work:

Many insurers are implementing some cheap rate, but what if the work is not very good quality garage associates alias mock and do not satisfy the customer. Sometimes paint your car look even striped Betong make your car body image as if it never would have made a tremendous impact the value of your car sales slump. Although the customer can complain to the insurance, but how long the loss of your time wasted. Pay attention to this and choose insurance with a trusted partner workshops and official (authorized). Remember your car is a valuable asset, do not underestimate using dubious insurance services only because of the difference in price a few dollars only premium Smart Tips Choosing Car Insurance

5. Spare Parts:
Spare parts are the most important in your car, make sure the insurance guarantee original spare parts used and warranty. Be careful with this insurance does not guarantee that fatal consequences.
Smart Tips Choosing Car Insurance
6. Responsibilities of the Parties as well as Personal Accident:

This feature should be observed carefully, because at the time of collision accident rammed example motors sometimes - sometimes 3rd party even much heavier damage than us. Here the role of these features dipelukan, you should select the insurance liability to the three big parties so that you do not tebebebani extra cost. Likewise with personal accident protection features driver / passenger it is also very necessary. Choose the insurance that is included with this feature.

7. Free Services Protection 24 Hours:
Smart Tips Choosing Car Insurance
It is very, very important when we choose car insurance, car insurance many rely and provide cheap rate alone but the service is not very satisfactory protection, not a 24-hour service, no telephone service sometimes difficult to contact even no answer, sometimes -sometimes area is also very limited protection at all times even greater Jakarta area only just. Out of Greater you can helm when there is a problem with your car broke down on the highway such as a flat tire, need a tow, the key behind in the car, ran out of fuel, etc. Leave these concerns, select insurance with a 24-hour alert and wide area protection in Indonesia.

8. Riots, Strikes and Riot & Flood:

Features of this insurance is highly recommended to ensure the risk due to a disturbance of public order committed by a group of people, as well as the actions the authorities in cracking down on the disorder, either associated with strikes and blockades work, and bear civil unrest political bemotif. Also the expansion of insurance covers loss caused by excessive water out of the normal range water rivers, lakes, swamps, the breakdown of the sluice, the burst dam, continuous rain that can not be accommodated by the drains. Flood damage includes damage to the interior, exterior, dashboard panel, mechanical, electrical and other damage on the vehicle bemotor insured. Select insurance which includes this feature.Smart Tips Choosing Car Insurance

9. Flexible In Payment:

Choose a car insurance premium payment is flexible, can be made with cash, wire transfer, or credit card (Visa / Mastercard).

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