Confused In Choosing Insurance

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Confused In Choosing Insurance
 By: myriarafiz
Confused In Choosing Insurance

My husband and I'm dizzy choosing the right insurance for both of us. Which is the most appropriate for both of us, each of which has a private health insurance from the office even though the classes are not a VIP? If in the city of Yogya, entered first grade at a private hospital has 'good', because his room was filled themselves, do not join with other patients. But when it came to Jakarta, I was surprised when it turned office friends who are sick and classes provided for him 'only' class I, which is actually join with other patients.
Confused In Choosing Insurance
Not arrogant, if I do not like a room with another patient when you're sick. But comfort is number one for me, especially when ill. I am a very fussy person when I'm sick (my mother had become witnesses for years, LOL). Especially if dizzy, a little motion sick, can not sleep, directly fussy and spoiled recurrence (pukpuk husband). Next patient might ask for a transfer if I have with my roommate. Not to mention I was timid, and never dare to be alone in the hospital. Sorry, for the wait if there is no proper place to care for me.Confused In Choosing Insurance

I started to pick and choose the right health insurance for me (and husband). My parents suggested I take a course of his subscription insurance company, which not only cover my health when admitted to the hospital but also provide a number of X amount of investment in umpteen years, 'only' to save Rp 500,000, - a month. Had moved to take out insurance unit this link, let alone offer to invest in large enough numbers so than if there were only saved just in conventional savings.
Confused In Choosing Insurance
But on second thought, rather than 'waste' Rp500,000, - to Insurance-Plus-investment is better divide it into portions appropriate. Portion for better health insurance paid directly to Pure Health Insurance Policy (which will be forfeited if not used, and hopefully healthy alias charred always) and the portion is stored in a savings investment, mutual funds, bonds or precious metals. I personally think it is more appropriate portion, because the purpose and benefits that will be received more appropriate!
Confused In Choosing Insurance
Well, to choose the right health insurance pure can share in the forum FemaleDaily or to friends who already have. If for me personally, want cheap or expensive (in reasonable range), which is important not complicated claims process. Moreover, my husband and I had borne the office, so that we will take advantage of this time is the health insurance claim his double facility. Make sure the insurance is taken may bear the double claim. Usually, anyway, using a certified copy of the invoice by the hospital. Choosing a reliable insurance is also important, you know! The more valid and reliable, it is usually easier also the claim process. Confused In Choosing Insurance

One more thing, do not easily tempted by persuasion telemarketers offering credit cards with a health insurance policy that is cheap! Make sure the name of the insurance, how to claim, card delivery policy, and so on. Because that usually happens is that we approve the health insurance but 'forgot' to have the health insurance bill was so cheap that in the billing statement while policyholder card never got our hands.
Confused In Choosing Insurance
If it already, how? Close! Better to lose in front than we pay continuous policy but later when we're sick lazy to take care of his claim because of its complexity. 
Happy choose!

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